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💑 Fill in a cohabitation agreement – free

🇬🇧 Under UK law

Living together without marriage? This cohabitation agreement lets you settle fair cost-sharing, joint purchases and the event of separation – clearly and ahead of time. Fill it in in your browser, both sign digitally, save the PDF. Free, no account.

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In brief: the cohabitation agreement

A cohabitation agreement settles money, property and separation for unmarried couples. “Common-law marriage” is a myth in England and Wales – without an agreement, cohabiting partners have very little legal protection.

Last reviewed: July 2026

Done in 3 steps

No printing, no scanning, no “I’ll do it later”.

1
Fill in
Every field of the template is presented to you one by one – right in the browser, on your phone too.
2
Sign
Draw with your finger, scan your real signature from paper or insert your saved one.
3
Done
Download and send the PDF – or invite the other party to sign via link.

What’s inside

All the important points are prepared – you just fill in the blanks.

Why fill it in with Tamgara?

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Completely free
No sign-up, no subscription, no watermarks. Template, filling in, signing and download – all free.
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Stays on your device
Filling in and signing happen entirely in your browser. Your document is never uploaded anywhere.
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A real signature
Draw with your finger or scan your paper signature – it ends up as clean ink in the PDF (eIDAS: simple electronic signature).
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Let others sign
Invite the other party via link: they sign in the browser, with live status and a signature report.

Ready? Your document is waiting.

Open the template and just start – a few minutes later you’ll have the finished, signed PDF.

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Frequently asked questions

Does a cohabitation agreement replace marriage?
No. It governs living together and the division of assets between unmarried partners but replaces neither marriage nor the associated rights (e.g. statutory inheritance). For far-reaching matters such as real estate or inheritance, also seek notarial/legal advice.
What is such an agreement good for?
It creates clarity: who bears which costs, who owns jointly bought furniture, what happens on separation. Precisely because unmarried couples enjoy little statutory protection, a written agreement prevents later disputes.
What does it cost?
Template, filling in, signing and download are free – no sign-up, no ads. Tamgara is funded through optional extras such as AI document detection (a small fee per scan or a low-cost subscription in the future); your data is never sold.

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Note: this template is a carefully prepared sample for simple everyday cases, provided without guarantee and no substitute for legal advice. Tamgara creates simple electronic signatures under the eIDAS regulation; it is not suitable for documents that legally require written form.
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